Terms of Service
Terms and Conditions
Welcome to PRIME Benefits Group USA LLC’s website. By accessing and using our website, you agree to the following terms and conditions. Please read them carefully.
Introduction
PRIME Benefits Group USA LLC (“we,” “us,” “our”) is a life insurance brokerage providing clients with tailored insurance options.
These Terms and Conditions (“Terms”) govern your use of our website and any information or communication we provide as part of our services.
Acceptance of Terms
By accessing or using our website, you confirm that you have read, understood, and agreed to be bound by these Terms.
If you do not agree with any part of these Terms, please do not use our website.
Changes to Terms
We reserve the right to modify or replace these Terms at any time. Any changes will be posted on this page, and continued use of the site after such changes indicates your acceptance of the updated Terms.
Lead Generation and Contacting Prospective Clients
PRIME Benefits Group USA LLC obtains prospective client information through various sources, including but not limited to Facebook advertising, direct mail campaigns, website inquiries, and client referrals.
By providing us with your contact information through any of these sources, you consent to being contacted by our team via phone calls, text messages, emails, or other forms of communication for purposes related to life insurance and financial services.
We are committed to respecting your privacy and will not sell or share your personal information with third parties without your consent, except as required by law.
Opt-In and Opt-Out Options
By submitting your information, you are opting in to receive communications from PRIME Benefits Group USA LLC, including updates, offers, and relevant insurance information.
Opt-Out:
You may opt out of receiving communications at any time by following the unsubscribe instructions included in our emails, replying “STOP” to text messages, or contacting us directly at:
Email: Emma@PRIMEBenefitsGroupUSA.com
Phone: 828-380-1359
Privacy and Data Collection
Please refer to our Privacy Policy for detailed information on how we collect, use, and protect your personal information.
By using our website and services, you consent to the data collection practices outlined in our Privacy Policy.
Disclaimer of Warranties
The information provided on our website is for general informational purposes only and does not constitute professional, legal, or financial advice.
While we strive to ensure the accuracy of the information presented, PRIME Benefits Group USA LLC makes no warranties or guarantees, express or implied, regarding the completeness, accuracy, or reliability of any content on this website.
Limitation of Liability
PRIME Benefits Group USA LLC, its owners, officers, employees, contractors, or affiliates shall not be held liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or our services.
This includes, but is not limited to, loss of data, income, profits, or business opportunities resulting from errors, delays, interruptions, or reliance on website content.
Third-Party Links
Our website may contain links to third-party websites or resources. These links are provided solely for your convenience.
PRIME Benefits Group USA LLC is not responsible for the content, accuracy, availability, or privacy practices of any third-party websites. The inclusion of a link does not imply endorsement or affiliation.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Kentucky, without regard to conflict-of-law principles.
Any legal action arising from these Terms shall be brought exclusively in the appropriate state or federal courts located in Kentucky.
Contact Us
If you have any questions or concerns regarding these Terms, please contact us at:
PRIME Benefits Group USA LLC
📧 Email: Emma@PRIMEBenefitsGroupUSA.com
📞 Phone: 828-380-1359
Last Updated: January 1st, 2026