Medicare Plans.
We offer Medicare Supplement and Advantage Plans to help seniors navigate healthcare with confidence. Medicare Supplements cover out-of-pocket expenses not included in traditional Medicare, while Advantage Plans bundle additional benefits like prescription drug coverage, dental, and vision services. Our goal is to help you choose the plan that fits your healthcare needs and budget.
Our services.
Final Expense Insurance.
Final expense insurance is designed to help cover end-of-life costs such as funeral expenses, medical bills, and other remaining obligations. With affordable premiums and smaller benefit amounts, this coverage helps ensure your loved ones aren’t left with unexpected financial burdens during a difficult time.
Term Life Insurance.
Term life insurance offers coverage for a specific period, usually 10, 20, or 30 years. It provides a straightforward, affordable way to ensure your family is protected during critical life stages, such as paying off a mortgage or raising children. If the policyholder passes away during the term, beneficiaries receive a death benefit, helping to cover expenses and maintain financial stability.
Whole life Insurance.
Whole life insurance provides lifelong coverage with the added benefit of cash value growth. As long as premiums are paid, this policy guarantees a payout to your beneficiaries, along with tax-deferred savings that grow over time. It’s ideal for those seeking permanent protection and a way to build financial security for future needs.
Mortgage Protection Insurance.
This coverage is specifically tailored to help protect your family’s home if you pass away or become disabled. In the event of your death, the policy pays off or helps manage mortgage payments, ensuring your family can remain in the home without added financial stress.
Children’s Policies.
Children’s life insurance provides a head start on lifelong coverage at affordable rates. It locks in premiums while your child is young and healthy, with the potential to grow cash value over time. This policy not only offers future financial security but can also serve as an investment tool for your child’s future.
Veteran’s Policies.
Veteran life insurance policies are specially designed to meet the unique needs of those who have served in the military. Whether transitioning to civilian life or seeking additional coverage beyond VA benefits, these plans provide protection that honors your service and ensures your family’s financial security.
Supplemental Health Plans
Supplemental health plans are designed to help cover costs that traditional health insurance and Medicare may not. These plans can include Cancer, Critical Illness, Hospital Indemnity, and Dental, Vision, and Hearing coverage. They provide added financial protection by helping manage out-of-pocket expenses — so a health event doesn’t become a financial one.